Building on years of historical data that you cannot get anywhere else, FactorTrust is uniquely positioned in the industry as the only alternative Credit Reporting Agency with a proprietary scoring model on the underbanked consumer. Using our unique scores empowers you to provide significant value to your business while providing financial services to underbanked consumers in both profitable and responsible ways.
FactorTrust has an in-house team of predictive analytics experts and statisticians that utilize continuous direct integration with lenders who are reporting inquiries and status changes in real-time. By using real-time data, our scoring models are more up to date. By analyzing more than 800 existing and derived data attributes, scoring is accurate and complete.
Not only will you more successfully lend the right products to the right individuals at the right time to increase profitability, you are also helping those who deserve an equal opportunity.