Privacy Policy

This privacy policy sets out how FactorTrust uses and protects any information that you give FactorTrust when you use this website. FactorTrust is committed to ensuring that your privacy is protected.


Tools to Broaden your Reach


To protect your business from financial loss, you need confidence in your lending decisions. When those decisions involve underbanked consumers, credit files become very thin or non-existent, making your credit-decisions almost impossible. With the insight from FactorTrust’s comprehensive information solutions, you begin to gain a deeper understanding of your potential customer, enabling you to expand into new areas with less guesswork.


At FactorTrust, underbanked consumer data is the foundation of our business. As the underbanked financial services market has grown into a trillion dollar industry, so has the depth and breadth of our proprietary data. We have more than 145 million transaction records on short-term loan performance and it’s growing rapidly. Coverage extends across the United States, Puerto Rico, United Kingdom and Canada. In addition to our own data, when you subscribe to FactorTrust, you have access to vast, relevant data sets from third party sources enabling you to find information on 99 percent of the underbanked.



Building on years of historical data that you cannot get anywhere else, FactorTrust is uniquely positioned in the industry as the only alternative Credit Reporting Agency with a proprietary scoring model. The in-house FactorTrust analytics and scoring team have more than 50 years of credit analytics and reporting experience.


Credit Lifecycle Solutions

As the market has grown, the need for more innovative solutions has also expanded. FactorTrust addresses these needs with packaged and customized solutions enabling you to optimize your customer acquisition, decision-making, credit management and efficiency in every aspect of the consumer’s credit lifecycle.

  • Acquire valuable consumers
  • Maintain profitable portfolios through Analytics
  • Advance risk management
  • Optimize Collection efforts, reducing expense and loss

If you would like to learn more please contact, or simply submit the form below!

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