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White Papers

Gain Insights & Knowledge

White Papers & Research

FactorTrust’s white papers and research help guide readers through the complexities of alternative credit data by:

  • providing insights,
  • expanding knowledge,
  • answering problems, and
  • offering solutions.

WHITE PAPER: UNDERBANKED INDEX – AUTO VERSION

  • July 31, 2017

The Federal Deposit Insurance Corporation (FDIC) says that approximately 20 percent of U.S. households – or 25 million –...

INFOGRAPHIC: UNDERBANKED INDEX – AUTO VERSION

  • July 31, 2017

The Three Cs of Consumers Buying, Financing Vehicles Average Monthly Income  of FactorTrust Borrowers (auto) is $3,000 ($36,000 annualized). National...

INFOGRAPHIC: CONSUMER VIEWS OF CREDIT SCORE DATA

  • July 24, 2017

Most U.S. adults do not understand what is and what is not included in their credit history, and therefore...

RESEARCH: ALTERNATIVE DATA SURVEY RESULTS – NON-PRIME AUTO INDUSTRY

  • July 6, 2017

Download the full results of an industry-wide survey on the use of alternative data in the non-prime auto financing...

White Paper: Underbanked Index – Demographics

  • May 11, 2017

Exploring the Underbanked Market and Associated Behaviors Taking the time to understand each customer segment can reap benefits for companies...

  • alternative, demographics, FactorTrust, index, lenders, non-traditional consumers, underbanked