Privacy Policy

This privacy policy sets out how FactorTrust uses and protects any information that you give FactorTrust when you use this website. FactorTrust is committed to ensuring that your privacy is protected.

United Auto Credit leverages FactorTrust to boost underwriting

Alternative credit information provider FactorTrust announced earlier this week the addition of United Auto Credit...

3 Ways to Take Action

Financial knowledge is important. Just 57 percent of American adults are financially literate, according to...

Debunking Myth #1: Consecutive Borrowing Leads to Increased Default Rates

By Dan Richard, FactorTrust VP, analytics & product strategy

Demographics of Underbanked Completes Picture of Prospects

By Dan Richard, FactorTrust VP, analytics & product strategy

CONGRESS AWAKES ON CYBERSECURITY

News

There is a reason why FactorTrust calls itself The Alternative Credit Bureau. It is the leader in helping lenders and financial service providers give underbanked consumers – the Credit Climbers – the credit they deserve by providing the most comprehensive source of alternative credit information not available from The Big 3 bureaus. We believe that new thinking never gets old, and we are proud to share here the latest news on how our company is growing and continuing to support lenders.

3 Ways to Take Action

  • Posted by Laurie Anderson
  • On April 27, 2017

Financial knowledge is important. Just 57 percent of American adults are financially literate, according to the 2015 S&P Global...

  • credit, financial literacy, money
 

FACTORTRUST’S FLEXFORMAT™: FIRST INDUSTRY STANDARD FOR CREDIT REPORTING FOR SHORT-TERM AND NON-PRIME LENDERS

  • Posted by Laurie Anderson
  • On April 12, 2017

New Resource offers Real-Time Reporting on Underbanked Data ATLANTA – As part of its continued commitment to the needs...

  • FlexFormat, Metro 2, short-term lenders, underbanked
 

United Auto Credit Selects FactorTrust to Assimilate Alternative Credit Data into Loan Underwriting

  • Posted by jrafeedie
  • On April 3, 2017

ATLANTA–FactorTrust, the alternative credit bureau, today announced the addition of United Auto Credit to its growing number of clients...

  • alternative credit data, Big 3 bureaus, FactorTrust, UAC, United Auto
 

15 Tips for Improving Bad Credit

  • Posted by Laurie Anderson
  • On March 30, 2017

If you have bad credit, or you know someone with bad credit. There’s no shame in it! The average...

  • credit, installment loan, report, score
 

Improving Financial Health By Improving Credit Scores

  • Posted by Laurie Anderson
  • On March 6, 2017

from LendUp Highlights: LendUp customers are improving their credit scores more than a control group The longer someone has...

  • CFSI, credit scores, FactorTrust, payday loans
 

FACTORTRUST AND ARMADA LABS PARTNER TO INTEGRATE SERVICES FOR LENDERS

  • Posted by jrafeedie
  • On March 6, 2017

Alternative Credit Data Enables Loan Origination, Management System to Make More Accurate Decisions Atlanta – The innovative partnership between FactorTrust,...

  • alternative credit data, Armada Labs, FactorTrust
 1

FINANCE EXPERTS SHARE 6 WAYS BIG DATA IS TRANSFORMING THE INDUSTRY

  • Posted by Laurie Anderson
  • On February 24, 2017

from bitly.com, February 13, 2017 We’re creating a lot of data these days. We pay off credit card bills...

FactorTrust Commends CFPB for Exploring the Impact of Alternative Data on Credit Access for Consumers Who are Credit Invisible

  • Posted by Laurie Anderson
  • On February 17, 2017

FactorTrust, the Alternative Credit Bureau, applauded yesterday’s decision by the Consumer Financial Protection Bureau (CFPB) to launch an exploration...

  • alternative credit data, alternative data, CFPB, CreditClimbers, data, FactorTrust, underbanked
 1

How to do a financial background check on yourself

  • Posted by Laurie Anderson
  • On February 9, 2017

There are several important consumer reports that many people may not realize exist — from your medical history report...

  • background check, consumer reporting, credit score
 

S&P Global Ratings explains importance of alternative data in subprime auto ABS

  • Posted by Laurie Anderson
  • On February 3, 2017

from SubPrime Auto Finance News, January 13, 2017 Along with their latest assessment of the U.S. prime and subprime...

  • alternative credit data