Privacy Policy

This privacy policy sets out how FactorTrust uses and protects any information that you give FactorTrust when you use this website. FactorTrust is committed to ensuring that your privacy is protected.

Blog

Thought Leadership and Insights

Blog

The world of alternative credit information is constantly evolving, especially as we observe the growing segment of underbanked and non-prime consumers. At FactorTrust, we’re standing on the front lines, and here on this blog, you will find us sharing our insights, stimulating the conversation and hopefully inspiring you to join it.

Debunking Myth #1: Consecutive Borrowing Leads to Increased Default Rates

  • Posted by Laurie Anderson
  • On April 20, 2017

By Dan Richard, FactorTrust VP, analytics & product strategy A common myth exists around the relationship between the repeat-borrowing...

  • alternative credit data, CFPB, covered loans, repeat borrowing, underbanked
 

Demographics of Underbanked Completes Picture of Prospects

  • Posted by Laurie Anderson
  • On April 20, 2017

By Dan Richard, FactorTrust VP, analytics & product strategy Taking the time to understand each customer segment can reap...

  • alternative credit data, demographics, infographic, underbanked, underbanked index
 1

CONGRESS AWAKES ON CYBERSECURITY

  • Posted by Laurie Anderson
  • On April 13, 2017

We have all heard a great deal lately about cybersecurity.  By now, most companies have hired information security officers,...

  • cyber-act, cybersecurity, FactorTrust
 

OH SURE, WELLS FARGO. BLAME THE LAWYERS!

  • Posted by Laurie Anderson
  • On April 13, 2017

If it were not so pathetic, it would be laughable—in an effort to blame anyone, anyone other than the...

  • compliance, FactorTrust, underbanked, Wells Fargo
 2

Size Matters. How Do You Stack Up?

  • Posted by Laurie Anderson
  • On March 23, 2017

Top Trends in Short-Term Lending Demographic and Risk Metrics   By Brett Taylor, VP, alternative lending practice, FactorTrust  ...

Five Steps in Exploring the Universe of Alternative Credit Data

  • Posted by Laurie Anderson
  • On March 23, 2017

By Dan Richard, FactorTrust VP, analytics & product strategy Gone are the days of traditional generic credit scores being...

  • alternative credit data, analytics, credit bureaus, lenders, underbanked
 

Public Record Data Alone Lacks Predictive Power

  • Posted by Laurie Anderson
  • On March 23, 2017

By Dan Richard, FactorTrust VP, analytics & product strategy While the Big 3 Bureaus assert they use alternative sources...

  • alternative credit data, FactorTrust, predictive, public records
 

How Alternative Credit Data Takes the Sting out of Loan Stacking

  • Posted by Laurie Anderson
  • On March 23, 2017

By Dan Richard, FactorTrust VP, analytics & product strategy Google the term ‘loan stacking’ and there is no shortage...

  • alternative credit data, FactorTrust, lenders, loan stacking
 

INFOGRAPHIC: IDENTIFYING NEW MARKETS WITH ALTERNATIVE CREDIT DATA

  • Posted by Laurie Anderson
  • On March 13, 2017

Learn how financial service providers are using alternative credit data in their credit decisioning process to identify new markets:...

  • alternative credit data, credit strategy, decisioning
 

CFPB on Innovation

  • Posted by Laurie Anderson
  • On March 13, 2017

The Consumer Financial Protection Bureau (CFPB) appears to acknowledge a need to address innovation. On October 24, the CFPB...

  • alternative credit data, CFPB, FactorTrust, innovation
 

OCC on Innovation

  • Posted by Laurie Anderson
  • On March 13, 2017

On November 3, the Office of the Comptroller of the Currency (OCC) announced it was establishing an office dedicated...

  • FactorTrust, innovation, OCC
 1

FTC on Innovation

  • Posted by Laurie Anderson
  • On March 13, 2017

The Federal Trade Commission (FTC) has advanced the need for regulatory modernization to address technology perhaps longer than other...

  • alternative credit data, FactorTrust, FTC, innovation, Trump
 1

Is Your Traditional Bureau Holding You Back?

  • Posted by Laurie Anderson
  • On March 8, 2017

When More is Less by Paula Green, FactorTrust director of ApproveData Credit Marketing Services Lots of lenders believe there is...

  • alternative credit data, approvedata, credit marketing, FactorTrust, prescreens
 

HOW ALTERNATIVE CREDIT DATA EXPOSES BLIND SPOTS IN LENDING STRATEGIES

  • Posted by Laurie Anderson
  • On March 6, 2017

by Cindi Gehler, FactorTrust, national sales director, consumer finance It’s not surprising in today’s consumer-driven, technology-savvy environment that online...

  • AFS, alternative credit datea, FactorTrust, installment
 1

Should Servicers Engage In Client Oversight?

  • Posted by FT Admin
  • On February 15, 2017

The CFPB and the Intercept case There has been quite a bit of discussion in the past few years...

  • compliance, compliance management systems, vendor oversight
 

Subscribe: