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Thought Leadership and Insights


The world of alternative credit information is constantly evolving, especially as we observe the growing segment of underbanked and non-prime consumers. At FactorTrust, we’re standing on the front lines, and here on this blog, you will find us sharing our insights, stimulating the conversation and hopefully inspiring you to join it.

Should Servicers Engage In Client Oversight?

  • Posted by FT Admin
  • On February 15, 2017

The CFPB and the Intercept case There has been quite a bit of discussion in the past few years...

  • compliance, compliance management systems, vendor oversight

I Won an Award from a Regulator!

  • Posted by Laurie Anderson
  • On February 6, 2017

Someday it would be fun if a regulator rewarded a company for compliant behavior instead of fining bad actors....

  • compliance, regulator

Fortune-Telling, our Magic 8 Ball, and the Proposed Rule on ATR

  • Posted by Laurie Anderson
  • On February 6, 2017

*Co-authored by Sarah Auchterlonie A flurry of fortune-tellers has filled the airwaves as a new president has caused considerable...

  • ability to repay, ATR, compliance, proposed rule

Top 3 Uses for Alternative Credit Data in 2017 Decisioning

  • Posted by Dan Richard
  • On February 6, 2017

By Dan Richard, FactorTrust VP, analytics & product strategy Recent research by FactorTrust, the Alternative Credit Bureau, unearthed impending...

  • alternative credit data, decisioning, underserved


  • Posted by Laurie Anderson
  • On January 31, 2017

Smart reform brings positive changes to the future of lending by Paula Green, FactorTrust director of ApproveData Credit Marketing...

  • approvedata, credit marketing, FactorTrust, short term lending