Privacy Policy

This privacy policy sets out how FactorTrust uses and protects any information that you give FactorTrust when you use this website. FactorTrust is committed to ensuring that your privacy is protected.

About Us

The Alternative Credit Bureau

Company Profile

Since 2006, FactorTrust has provided the alternative credit data, analytics and risk scoring information that lenders need to make informed decisions about the consumers they want. The company, now a part of TransUnion, is relentlessly dedicated to “more” through proven analytics and clean credit information that provides lenders opportunities to:

  • grow revenue
  • meet compliance regulations
  • serve consumers that are building better lives with more credit options

The Atlanta-based company utilizes an internal team of predictive analytics experts and statisticians combined with a deep, proprietary database of underbanked consumer loan performance and best-in-class third-party data sources. As a result, providers of short-term or installment loans, credit and pre-paid cards, automotive loans, retailers, wireless services and collection agencies have an unparalleled view of the underbanked community – what we call the CreditClimbers™, consumers of all types that are under 700 FICO score today that are determined to improve their score in order to reach a certain lifestyle.



Greg Rable


Chris Amato


Paul Bunting


John Gordon


Barbara Sinsley

General Counsel & CCO

Scott Stephens

Business Development

Jane Rafeedie


Dan Richard

Analytics & Product

Travis Morash

Customer Operations

Apoorva Patel


Kyle Comstock

IT & Infrastructure

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