Privacy Policy

This privacy policy sets out how FactorTrust uses and protects any information that you give FactorTrust when you use this website. FactorTrust is committed to ensuring that your privacy is protected.

FactorTrust and Enova Decisions Partner on Predictive Data

  • Posted by Laurie Anderson
  • On August 31, 2017
  • alternative credit data, data, Enova, FactorTrust, predictive
 Alternative Credit Data Facilitates Lending Options for Consumers ATLANTA—FactorTrust®, the Alternative Credit Bureau™, today announced a partnership with leading predictive analytics and digital decisioning company, Enova Decisions™, to integrate FactorTrust’s proprietary data into its Colossus™ digital decisioning platform. The integration will strengthen Enova Decisions’ platform with additional proprietary data that will result in improved automated, […]
Read More
 

Eighty Percent of Underbanked Earn Less than $50k/Year—And Other Insights to Help Non-Prime Auto Finance Companies Identify Right Customers

  • Posted by Laurie Anderson
  • On August 24, 2017
  • FactorTrust, underbanked
By Dan Richard, FactorTrust VP, analytics & product strategy Would you make a decision about buying a car without first seeking out background information on the make and model? No doubt, each car on the lot will have a vehicle-specific maintenance record, age and mileage. But the more general characteristics of the manufacturer and vehicle […]
Read More
 

FactorTrust Analytics Team Swarmed by Yellow Jackets

  • Posted by Laurie Anderson
  • On August 24, 2017
  • FactorTrust, Georgia Tech, internship
By Dan Richard, FactorTrust VP, analytics & product strategy FactorTrust was swarmed by Yellow Jackets yet again this summer. In its ongoing program of mentoring up-and-coming analytics rock stars, FactorTrust was pleased to host a team of summer interns from a top-ranking engineering university right in its own backyard: Georgia Tech. These Masters students majoring […]
Read More
 

Paving the Way to the Next Generation of Data

  • Posted by Laurie Anderson
  • On August 21, 2017
  • alternative credit data, Big 3 bureaus, credit profiles, credit scores, FactorTrust
by FactorTrust CEO Greg Rable If a doctor determines the root of an illness without considering a patient’s entire health history, it’s not just irresponsible – it could result in an incomplete and inaccurate diagnosis. The same is true of consumer credit data. When lenders do not receive all of a consumer’s credit history, they […]
Read More
 

FactorTrust Again Ranked Fastest-Growing Private Credit Bureau by Inc. Magazine

  • Posted by Laurie Anderson
  • On August 17, 2017
  • alternative credit bureau, award, FactorTrust, fastest growing
For the Fourth Time, FactorTrust Named to the Inc. 5000 list for Significant Growth ATLANTA—FactorTrust®, the Alternative Credit Bureau™, today announced it has been named one of the fastest-growing private companies in the U.S. by Inc. 5000. For the second consecutive year, not only was the company the only private, alternative credit bureau to make […]
Read More
 

The Potential Payday Rule and a Well-Reasoned Law on Back to School

  • Posted by Laurie Anderson
  • On August 15, 2017
  • CFPB, FactorTrust, pay day rule, payday rule
By Barb Sinsley, FactorTrust general counsel & chief compliance officer FactorTrust is in Georgia. So, I moved to Georgia. Last week, some of the schools started back in session. It is August. It is stifling hot. And there are school buses on the road. Geez-oh-Pete. It wasn’t this way in Wisconsin growing up (yep, here […]
Read More
 

Grow Share of Wallet With Complete Credit Data

  • Posted by Laurie Anderson
  • On August 4, 2017
  • alternative credit data, credit unions, share of wallet, underbanked
by FactorTrust CEO Greg Rable Member-driven. Member-centric. Member-friendly. No matter what you call it, today’s members, or consumers, are driving the way businesses interact with credit unions and other providers. It’s not exclusive to the financial services industry – consumers are driving the way we do business across the board, demanding that businesses adapt to the […]
Read More
 

LOBEL FINANCIAL SELECTS FACTORTRUST AS ALTERNATIVE CREDIT BUREAU FOR AUTO RISK DECISIONING

  • Posted by Laurie Anderson
  • On August 4, 2017
  • FactorTrust
Proprietary, real-time alternative credit data to enable more complete analysis of its underwriting portfolio ATLANTA—FactorTrust®, The Alternative Credit Bureau™, today announced the addition of Lobel Financial to its growing list of financial service companies implementing its alternative credit data into their credit decisioning process. Lobel Financial, a consumer finance company specializing in purchasing and servicing […]
Read More
 

FIVE FINDINGS FROM FACTORTRUST’S UNDERBANKED INDEX – AUTO VERSION

  • Posted by Laurie Anderson
  • On August 2, 2017
  • Auto, FactorTrust, underbanked index
ATLANTA—FactorTrust®, The Alternative Credit Bureau™, today released the most recent research findings in its series of underbanked indices—the Underbanked Index – Auto version, providing insights into the earning and living trends of credit-challenged consumers seeking a vehicle. Reposted from finTEK…read full article
Read More
 

FactorTrust Goes Extra Mile in Ensuring Utmost Security for Consumer Data

  • Posted by Laurie Anderson
  • On August 1, 2017
  • compliance, FactorTrust, PCI compliant, PII, privacy policy, security
Security and privacy are at the heart of any credit bureau. Safeguarding the data of 275 million transaction records per year cannot be done as an afterthought. In a proactive effort to secure sensitive information, FactorTrust has recently undergone the rigorous process of ensuring the critical systems responsible for storing, processing and transmitting all sensitive data […]
Read More
 2