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Fifty-one million people are underbanked. They often have bank accounts and jobs with competitive salaries. Many are homeowners and have attended college but they operate outside the scope of traditional banks — preferring fast, easy ways to borrow. If you are a lender interested in serving this consumer segment, we would like to share our expertise on effective and intelligent management of the associated risk.

Over the years, FactorTrust has compiled the most comprehensive data on the underbanked market through direct integration with lenders reporting inquiries and performance status changes in real-time. This data isn’t available from traditional credit bureaus and is invaluable for creating credit relationships with underbanked consumers.